When you fill a cheque either without the authorisation of the account holder or exceed the amount you were authorised to fill then you have committed a crime. This is known as forging a cheque
The punishment for this offence is jail time up to two years and/or a fine.
- Mustafa took a blank cheque from Adrija and without her knowledge added in an amount of Rs. 10,000 along with falsifying her signature. He presented this cheque to the bank for payment. In this case, Mustafa has committed forgery.
- Adrija gave Mustafa a signed cheque and authorised him to put in an amount only up to Rs. 10,000. Mustafa fills in Rs. 20,000 and presents it to the bank for payment. Mustafa has committed forgery.