There can be cases of banks falsely bouncing cheques. It is possible that a cheque could be wrongfully dishonoured by the bank. This can happen either due to negligence or mistake on part of the bank. This amounts to the offence of ‘deficiency in service’ in consumer law.
If this has happened to your cheque then you can file a case against the bank in the consumer forum.
Dishonour of demand drafts due to the lapse or omission on the part of the bank officials like non-affixation of signatures, failure to mention code number etc. have also been held to be amounting to a deficiency in service.0