Precautions to be taken by customers to avoid cheque bouncing

To avoid cheque bouncing, as a customer who is issuing a cheque you should:

• Ensure that the cheque has CTS 2010 written on it.
• Preferably use image-friendly coloured inks like blue and black while writing cheques. Avoid using inks like green and red.
• You should also avoid any alterations/corrections once you have written the cheque. Preferably, use a new cheque leaf if you need to make any alterations/corrections as the cheque may be cleared through image-based clearing system.
• Make sure that your signature on the cheque is the same as the signature in the bank records. Otherwise, your cheque may be declined and the bank may penalize you.